Medicare plans are divided into four parts, parts A, B, C and D. In this case, however, the focus is on Medicare Part C which is also known as Medicare Advantage. They are private health plans available for those eligible for the Medicare Parts A and B. Medicare Advantage plans are an alternative to traditional Medicare health plans. There is more flexibility with Medicare Advantage plans since they offer additional services.
On the other hand, MA plans should offer the same coverage as Medicare Part A and B. However, many MA plans will have additional benefits. For instance, some will cover routine vision care, routine dental care, hearing aids, fitness center membership, and prescription drug coverage. Read more about Medicare Plan from www.medicarewire.com. A good example is Aetna Medicare Advantage plans that provide prescription drug coverage among other benefits.
The cost-sharing might also be lower under MA plans. For instance, if your primary care doctor is under MA, the copayment might be $10. But if you visit a primary care doctor under the original Medicare, you might have a 20% coinsurance which would be more than $10. Learn more from https://www.huffpost.com/entry/medicare-advantage-plans_b_4275652.
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